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BUILDING
YOUR FUTURE

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WELCOME TO R&E FINANCE 

Looking for finance for construction, refurbishment or conversion in Europe?

R&E Finance are experts in Property Finance, providing a wide range of products from:

 

Bridging Finance
This allows funds to be quickly arranged to acquire land or an asset or release funds against land or an asset already owned.
Example: A bridge facility of €3million in Portugal to allow a landowner to develop his land whilst awaiting a senior debt facility from a bank to be put in place.


Senior Debt
This is where an institution provides funding to acquire and/or to develop out a project.
Examples: A facility of €500,000 to finish off an apartment scheme in Germany. A facility of €26million to acquire and refurbish a hotel in France.


Equity
This is where an institution will provide the capital shortfall above the senior debt facility. The investor will require a profit share. Example was an equity facility of €5million to help the acquisition of land in Spain to build out a project of villas.

 

Forward Funding
This is where an institution will buy the “land” for the developer and pay the developer to build out either a hotel, apartment scheme, warehouse or student accommodation scheme. Example was the forward funding for a warehouse project in Italy.


Commercial Mortgage
Once a project is complete or a client wishes to acquire a property, it is possible to raise funds to provide a long-term facility to retain the asset. Example was the refinance of an apartment scheme in Dublin.
 
R & E Finance can also help trading businesses to expand. The facilities and examples are below. Such facilities are available throughout Western Europe.

  • Expansion funds as working capital – subject to the strength of the trading company, finance from €5million to €150million can be arranged to allow the business to grow quickly.

  • Equity Funding – For those businesses who require more than debt, equity finance can be made available by institutional investors. Equity finance from €5million to €150million can be made available. The type of businesses that can be helped include:

    • Hotels

    • Manufacturing

    • Logistics

    • Super Markets

    • Professional Services

 
Get in contact today to see how R&E Finance can help you build your future. 

Development Finance

R&E Finance can provide innovative solutions for experienced, and new developers across Europe. R&E have worked in all development sectors and provided tailored solutions to each of our clients. We can finance acquisition, development, refurbishment and conversion projects across all property sectors including residential, commercial and retail.

Europe & UK Financing

Specialising in Finance in Spain & Balearic Islands

R&E Finance strategically offer finance in Europe and the UK, broadening the possibilities for their clients. R&E Finance's diverse set of financial resources can help clients execute their property plans across Europe curating projects from hotel builds, housing developments and more. 

R&E specialises in gaining finance for commercial, private and hotel projects in Mallorca, Ibiza and mainland Spain. R&E can help you create your dream business or personal project in the year round paradise by getting you up to 90% of costs available. 

1350+

HAPPY

CLIENTS 

135+

SUCCESS

STORIES

500+

APROVED MORTGAGES 

20+

EXPERIENCED TEAM MEMBERS

ABOUT R&E FINANCE

R&E Finance was founded 30 years ago by Richard Norton. Richard has worked in many sectors of the industry including construction, leisure, and finance enabling him to build a highly successful business in the UK. 

 

R&E Finance in Europe has been established on the back of the success of R&E Finance in the UK, and is here to assist clients across the EU providing all possible financial solutions to developers, and clients across Europe.

With the ability to lend on any sector of the property market in Europe including equity, acquisition, development, or term finance, R&E Finance EU will be here to put you or your clients needs first.

CASE STUDIES

Construction Crane

PROPERTY FINANCE:
Apartment Scheme Funding 

A client intended to build out over 100 apartments in a desirable location.  Senior debt and mezzanine funded 85% of the project costs.

 

R&E Finance also pre-sold the apartments whereby the investors exchanged contracts and paid over a 10% deposit. These deposit funds were used as part of the funding package.

Beautiful Villa

PROPERTY FINANCE:
Construction Finance

Finance secured for the demolition and rebuild of two villas with improved planning permission in aim to sell. These villas are based in the beautiful island of Mallorca and are projected to have very high returns.

Loan amount: €8.5m 

Gross Development Value: €25m

Luxury Hotel

The purpose of this finance request was to refurbish and rebrand an existing 3* hotel in Ibiza, Spain into to a 5* offering. 

Loan amount - €79m

Exit Strategy - Refinance to long term loan

Additional - Provided €30m of mezzanine to replace previous bank debt

DEVELOPMENT FINANCE
Refurbishment Loan

Modern House

CONTACT US

Contact us via email and we will be in touch as soon as possible. Alternatively you can fill in the form below.

SEND US A MESSAGE

What service can we help you with?
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R&E Finance EU is a subsidiary of R&E Finance UK which is Authorised and regulated by the Financial Conduct Authority Consumer Credit Licence No 648684 FCA Company No 302663. FCA Register: https://register.fca.org.uk/s/

R & E Finance is a broker not a lender and is independent with access to the whole of market. We may receive commissions that will vary depending on the lender, product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

All products are subject to status and credit references

Your property is at risk if you do not keep up repayments on a mortgage or loan secured on it.

Copyright R&E Finance. Privacy.

Registered Address:

27 Bretton Road, Ravenshead, Nottingham, NG15 9BD
ICO Registration No Z7288882

HOW TO CONTACT US IF YOU HAVE A COMPLAINT

The simplest and quickest way to express your concerns is to contact us, on 01773 520608 or email us at info@refinanceuk.com. If you are unhappy with our response, you can pursue your complaint with the Financial Ombudsman Service which can be contacted by post at Exchange Tower, London, E14 9SR, by email at complaint.info@financial-ombudsman.org.uk or by telephone on 0800 023 4567

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